Mubadala’s clearly defined risk appetite framework guides decision-making across business units and corporate functions, ensuring that aggregate exposures remain aligned with long-term return objectives and within defined risk parameters.

ERM maintains a comprehensive view of the Group’s risk universe, covering investment, financial, operational, regulatory, and reputational risks. Exposures are monitored on an ongoing basis, and reporting provides transparency to senior management and the Board.

Risk oversight extends beyond current exposures to forward-looking assessment. Portfolio, investments, liquidity and operations are periodically stress-tested against adverse economic, geopolitical, and market scenarios. These exercises support early identification of vulnerabilities and inform timely mitigation actions.

Diversification across asset classes and geographies provides an additional layer of resilience, helping moderate concentration risk while preserving flexibility across market environments.

Business Continuity Management (BCM) strengthens Mubadala’s institutional resilience by ensuring the continuity of critical activities during severe but plausible disruptions. Operating in close alignment with Operational Risk, BCM translates risk insights into actionable preparedness, response, and recovery capabilities across corporate functions and operating locations.

Control frameworks are reviewed regularly to assess design and operating effectiveness. Where gaps are identified, remediation plans are implemented and monitored to completion.

A strong risk culture supports effective governance. Mubadala promotes transparency, disciplined decision-making, and informed risk-taking across the organization. Risk considerations are embedded into day-to-day activities and strategic discussions alike.